We’re HUB Pension Consulting and BT have selected us to be part of their Retirement advice panel.

You can already, or will soon to be able to take your pension benefits. You now have a number of retirement options available to you, whether you stay within your scheme(s) or explore transferring out of the scheme.

Making decisions on your benefits at retirement can affect the rest of your life, and therefore it’s important that they are taken in the most appropriate way for your circumstances now, and for what you believe will happen in the future. For some people transferring out of their scheme can better suit their needs, whilst for others it might not. But it’s an irreversible decision and so it’s important that any decision you make is the right one for you.

We’ve been providing pension advice since 2005 and have advised over 17,000 members of pension schemes.

We’re part of Just Group plc – a FTSE listed financial services company and a specialist in the retirement market.

An introduction to retirement benefits.

Take a look at our video to get an overview of the options available to you. If you’re interested in seeking advice complete the form below.

About our service

Booking a consultation with us

If you choose to book a consultation with us, you can be confident that you're dealing with a professional advice firm that has your best interests at heart.

About us

  • We provide tailored advice to you and your personal circumstances
  • We cater for all levels of pensions and financial knowledge
  • We have signed up to the Pension Transfer Gold Standard
  • We provide you access to a range of educational materials
  • We offer you access to ongoing advice

If you’d like to book a consultation with one of our advisers, please complete our form below.

Booking a consultation

If you're interested in booking a consultation with one of our advisers, please complete this form. Our helpdesk team will contact you to arrange an initial conversation.


Before an advice consultation takes place we’ll need you to provide us with full financial and other key information. After the consultation we’ll provide you with our recommendation. You can rest assured that we’ll only recommend a transfer if it’s right for you. It’s your decision whether or not you choose to act on the advice we give you.


To understand the cost of these services, take a look at our advice fee guide.


Important information

By completing this form you're giving us permission to contact you and to request the details of your pension(s) from your Defined Benefit scheme(s).


If you're unsure which scheme(s) you're a member of this list might help. Please note you may be a member of more than one scheme.


HUB Pension Consulting will never sell or inappropriately use your personal data. Read our privacy policy for more information.



Contact us

Telephone: 0800 029 3769
Email: retirementadviceBT@hubpc.co.uk


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Please enter the date you want your pension benefit to start
Please enter the date you want your pension benefit to start
(i.e. when you'd like to start taking your pension benefits)
BTPS members only - please read information



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FAQs
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Pension transfer gold standard

Pension Transfer Gold Standard.

We've signed up to the Pension Transfer Gold Standard which means you can be confident that you're dealing with a professional advice firm. A firm that has your best interests at heart when receiving financial advice in relation to whether or not you should transfer your pension.


  • We’ve been advising on bulk scheme exercises since 2005
  • Altogether, we’ve helped trustees and sponsors of 80 defined benefit schemes, providing advice to over 17,000 members
  • We were acquired by Just Group plc and became part of the HUB Group of companies in August 2018

Be scam smart.

Pension scams can be hard to spot.
Scammers can be convincing and financially knowledgeable, with credible-looking websites, testimonials and materials that are hard to distinguish from the real thing.



  • Get impartial advice
  • Reject unexpected offers
  • Check the FCA warning list